题目内容：

英语翻译
浅谈我国信用缺失及完善信用体系的对策
内容提要
\x05当今整个世界经济已经进入一个“信用经济时代”,建设一个完善的信用体系是全世界的共同目标.然而在我国,社会信用体系发育程度低下和普遍的失信现象尤为严重,这已经成为制约国民经济健康发展的突出问题.加快社会信用体系建设,建立起相关的信用管理法律,改变国人信用观念,重筑市场经济的制度已经成为当务之急.本文针对我国信用缺失的现状,阐明信用体系的重要意义,从而提出相应的完善信用体系对策.
关键词
信用缺失 信用体系 失信惩罚机制 信用立法

优质解答

On China's lack of credit and countmeasures to improve the credit system
Summary
Nowadays the whole world has stepped into a credit economy age,and creating a perfect credit system is our common aim.However,in China,the phenomena of low development of social credit system and general dishonesty are particularly serious,which has become an outstanding problem and restricts the healthy development of national economy.It is high time to accelerate the construction of social credit system,build up revelent credit management law,change people's concept of credit,and restore market economy system.This artical,according to the status quo of lack of credit,expounds the significance of credit system and put forward some measures to improve credit system.
Key words
lack of credit,credit system,punishment mechanism for dishonesty,credit legislation