题目内容：

My parents always say that money does not grow on trees. It means that money does not come e1.. The money we spend comes out of our p2. pockets. Since we students aren’t able to m3. any money, what we should do is to save it.

    We have many w4. to save money. First of all, we should be frugal(节俭的) and try to live within our budgets(预算). If we are c5. with money, we will not waste(浪费) it. S6., we must never borrow. Debts(债务) usually l7. to more debts, and we may never be able to pay them off. Third, we should not lend money to our friends. If we lend money, we may lose our friend w8. he or she can’t pay it back. Last but not the least, it’s a good idea to do without credit cards(信用卡). It’s better to pay with cash (现金) and avoid interest payment.

    The most i9. thing is to understand the (价值) of money. We should put our saving plan into action. It may be d10. sometimes, but if we do like that, we really can “grow” money.