题目内容：

    When you leave retirement planning too late, it may be difficult to start putting aside adequate funds in the years when you have other financial commitments.

The Central Provident Fund (CPF) Board conducted a Facebook contest (apps.facebook.com/areyoureadysg) last year, collecting stories and anecdotes others have to share on their difficulties in managing their finances, relating to cash flow, housing, healthcare and retirement.

Thankfully, there is now an easy way to start with the latest CPF Board initiative, Are You Ready(AYR). Launched in 2011, AYR is designed to encourage Singaporeans to kick-start their financial and retirement planning.

Through tools, talks and games, AYR provides an informative and interactive way for Singaporeans to understand the importance of retirement planning; and take an active role in working towards it.

AYR revolves around 4 checklists built upon 4 key messages:

Managing your cash flow

A basic step in financial planning, this puts you in a better position to consider other aspects of retirement planning and adequacy.

Buying a house within your means.

This theme focuses on helping Singaporeans understand the principles of prudence and affordability in making their most expensive financial commitment.

Taking charge of healthcare costs

Singaporeans need to plan ahead to be financially and physically prepared for health uncertainties.

Securing your retirement

Increasing life expectancy means putting a financial plan in place as early as possible; to be financially independent in old age.

1.The purpose of Are You Ready initiative is to ___________.

A.stimulate the interaction among Singaporeans.

B.provide an incentive to contribute more in work

C.inspire Singaporeans to jump off in retirement planning.

D.familiarize Singaporeans with the financial system

2.Which of the following might the author most agree with?

A.The effort to buy a house made people hold off on buying other items.

B.With people living longer, people have to save more money for retirement.

C.Health issue turns out to be the biggest consideration in retirement.

D.Retirement requires people withdraw excessive income to maintain flexibility.

3.What might be the best title for the passage?

A.Are You Ready-Hand-on Approaches

B.Real-life Stories -Pressing Financial Burdens

C.A Light for Singaporeans-Early Retirement

D.Let It Go-Retirement Planning