题目内容：

Ways to teach kids money management skills

No matter your financial situation, you can help your kids make smart money choices. Here are 3 ways my husband and I have started teaching money smarts to our children:

1. Review the family budget together

1.They also know that our income goes to pay for things like groceries, clothes, and toys. Recently, we’ve introduced some of the more unseen budget categories like retirement, car repairs, and Christmas savings.

Seeing what a budget is and how it works gives our kids ownership of the process and an understanding of why we do what we do each month. 2.

2. Let kids handle money

3.Our kids earn money on specific chores that are above and beyond the basic requirements of helping our family function. With the money they make for extra work, they practice counting, giving, saving, and, of course, spending!

3. Practice delayed gratification(满足)

My husband and I practice delayed gratification often and talk through our plans with the kids so they see that as a family we are saving rather than borrowing for immediate gratification.

4.And together we are all working a little extra to fund a trip to Disneyland.

No one likes to wait.5.But, delaying gratification is a valuable skill that our children can learn. It helps them discover many things are worth the wait.

A. That’s just not human nature!

B. Our kids know that Mum and Dad work to earn money.

C. Don’t worry if your current financial situation isn’t perfect.

D. Choose wise words when discussing money around your kids.

E. Right now they know that Daddy is saving for a new-to-him truck.

F. There is no better way to learn about money than to actually be responsible for it.

G. When we say, “There isn’t any more eating-out money left,” they understand why.